Brief History of agent Fred DiMeo:

1987 -  University of Florida - B.S.B.A Business/Finance  

1989 - Co-Founder of the Bay Area Brokers Association (B.A.B.A.)

1992 - Western United Insurance Company ( C.S.A.A.) Advisory Council Member 

1999 - Current - Founder and President of the Independent Broker Network (I.B.N.) www.ibnbrokers.com 

2001 - 2006 - Travelers Insurance Company Personal Lines Agent Advisory Council Member 

2004 - Travelers Insurance Company Outstanding Performer Award of the Year  Recipient

2006 -Current - Travelers Insurance Co. Multimillion Dollar Insurance Agency

2010 - Safeco Insurance Company - H.K. Dent Society Inductee - Top 7% Agency in the U.S.

WHAT DISCOUNTS DO YOU OFFER?

Many customers don't realize there are additional discounts that they may qualify for. Here is a list of discounts that our carriers offer:  Multipolicy, good driver, preferred driver, gated-community, senior citizen, multicar, degreed scientists and engineers, civil service and military personnel, good student, low mileage or limited use vehicles, central and local alarm home systems, and interior sprinkler system discounts are available (depending on the insurer).

WHAT IS THE DIFFERENCE BETWEEN A SECONDARY HOME AND A RENTAL PROPERTY?

Rental properties can be insured even if you do not have your primary residence insured with the same company. The difference between a secondary home and a rental property is that the former does not have anybody living at the residence and it is visited periodically by the owners. Even if the home is rented by a relative or the owner does not receive compensation, the property is still considered a rental property and insured accordingly. We are often asked to insure homes in the mountains and they key to inexpensive rates for these properties is the proximity to a fire station as well as a fire hydrant. The closer a home is to open brushy areas, the higher the premiums will be due to the fire hazard exposure.

 I HAVE SEEN SOME ADS ON TV REGARDING TRAVELERS INSURANCE. DOES THIS AGENCY REPRESENT THE COMPANY?

Our agency is proud to represent Travelers Insurance for their home, auto, umbrella and rental property insurance products. Their 160 year history, A+ rating and worldwide recognition make them one of only a few companies who have such impeccable credentials. A few of the TV ads are displayed on this page. The red umbrella has been the trademark of Travelers for over a century and represents their ability to cover all of your needs almost anywhere on the globe.   

USELESS TRIVIA

1)Name the musical group whose first album, first hit and band name are all the same! 2) What is the real name for former Guns 'N Roses guitarist "Slash"? 3) Name the band that backed up Stevie Ray Vaughan?  Music is cool - insurance is not but we do need both. 

 Fred DiMeo

INFORMATION CENTER FOR

   FRED DIMEO INS. AGENCY, INC.

Many of our customers have their primary residence in one state yet they own vacation, secondary, investment and rental properties in another. By being licensed in Arizona, Nevada and California, our customers no longer need multiple agencies to help insure their properties, automobiles and recreations vehicles. Convenience. 

ARE OLDER HOMES AND VACATION HOMES DIFFICULT TO INSURE?

Many customers ask us how insurance companies determine eligibility for insuring older homes. Almost all homes are insurable with preferred rates as long as the roof and hot water heater have been replaced in the last 20 years (except for tile roofs) and the home is in good condition. For homes older than 50 years, most insurers require that the home has an upgraded electrical system including Circuit Breakers (homes with old knob and tube wiring or glass screw-in fuses are difficult to insure due to the increased risk of a fire claim). As long as a home is within 1000 feet of a fire hydrant and 5 miles of a full time fire department and cleared of brush and dense forestry, it can be insured. For those country estates that have no fire hydrant nearby, additional water sources (nearby lake, water holding tank, etc.) are required.  Please keep these factors in mind when you are considering buying a primary residence and/or vacation home and want the best insurance rates.

TELEVISION SPOTS

CONTACT INFORMATION:

OFFICE - 877-919-6900 OR 408-379-7722

FAX - 408-379-7741

EMAIL: SERVICE@FREDDIMEO.COM

HOURS: MON - FRI 9:00AM - 4:00PM

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